We all know that one of the trendy things right now is to have all of your paper bills canceled and enroll for online bills, automatic payments, online bill payments and other things like that. All nice and good. What bothers me is that one of the reasons most of the banks, credit cards, utility [...]

First and foremost I want to give my true, honest condolences to all those who have lost a loved one (family member, friend, colleague etc) at VT.
Then, before I go on with what I have to say about this topic - which might get some of you to strongly disagree with me - I need [...]